The USDA designated 40 North Carolina counties as Natural Disaster Areas with seven contiguous counties in Tennessee
This Secretarial natural disaster designation allows the United States Department of Agriculture (USDA) Farm Service Agency (FSA) to extend much-needed emergency credit to producers recovering from natural disasters through emergency loans.
Emergency loans can be used to meet various recovery needs including the replacement of essential items such as equipment or livestock, reorganization of a farming operation, or to refinance certain debts. FSA will review the loans based on the extent of losses, security available, and repayment ability.
According to the U.S. Drought Monitor, these counties suffered from a drought intensity value during the growing season of 1) D2 Drought-Severe for eight or more consecutive weeks or 2) D3 Drought-Extreme or D4 Drought-Exceptional.
Impacted Area: North Carolina, Georgia, South Carolina, Tennessee, Virginia
Triggering Disaster: S6172 Drought (Fast-Track)
Application Deadline: 12/10/2026
Primary Counties Eligible
- North Carolina: Alamance, Alexander, Bertie, Cabarrus, Cherokee, Clay, Cleveland, Cumberland, Davie, Duplin, Edgecombe, Franklin, Gaston, Guilford, Halifax, Harnett, Haywood, Iredell, Johnston, Lee, Lincoln, Macon, Madison, Martin, Mecklenburg, Nash, Northampton, Orange, Person, Randolph, Richmond, RowanSampson, Stanly, Swain, Union, Warren, Wilkes, Wilson, Yadkin
Contiguous Counties Also Eligible:
- Tennessee: Blount, Cocke, Greene, Monroe, Polk, Sevier, Unicoi
- Georgia: Fannin, Rabun, Towns, Union
- North Carolina: Alleghany, Anson, Ashe, Beaufort, Bladen, Buncombe, Burke, Caldwell, Caswell, Catawba, Chatham, Chowan, Davidson, Durham, Forsyth, Graham, Granville, Greene, Henderson, Hertford, Hoke, Jackson, Jones, Lenoir, Montgomery, Moore, Onslow, Pender, Pitt, Robeson, Rockingham, Rutherford, Scotland, Stokes, Surry, Transylvania, Vance, Wake, Washington, Watauga, Wayne, Yancey
- South Carolina: Cherokee, Chesterfield, Lancaster, Marlboro, Oconee, York
- Virginia: Brunswick, Greensville, Halifax, Mecklenburg, Southampton
Farmers and other’s represented by the USDA can access more information at Disaster Assistance Discovery Tool, Disaster Assistance-at-a-Glance fact sheet, and the Loan Assistance Tool. These tools can help you determine program or loan options.
To file a Notice of Loss or to ask questions about available programs, contact your local USDA Service Center.
